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What FICO Scores Do Not Look At

  1. Age, race, sex, religion, nationality, medical history, criminal history, and marital status.
  2. Salary, occupation, title, employer, date employed or employment history.
  3. Interest rates being charged on a particular credit card or account.
  4. Support obligations, rental agreements or utility payments.
  5. Requests you make, requests from employers, and requests lenders make without your knowledge.
  6. Information that is not found in your credit report.